Medigap Plan F is one of the most popular Medigap plans available due to the comprehensive coverage it provides. It covers both the Part A and Part B deductibles, as well as all copayments and coinsurance. This plan effectively leaves you with nothing to pay out-of-pocket, making it a great option for people who want to simplify their coverage and lower costs.
However, it isn’t available to new Medicare enrollees. In order to purchase Medigap Plan F, you must have been enrolled in Medicare before January 1, 2020. People who enrolled after this period will not be able to purchase Plan F.