Medigap Plan A

Medicare Supplement Insurance (Medigap) offers Medicare beneficiaries the option to lower certain out-of-pocket health care costs. The costs that can be covered through these plans include many expenses that are not normally paid for by Medicare Part A and Medicare Part B.

If you are interested in purchasing a Medigap plan, but you only need the minimum level of supplemental coverage, a basic plan would be best for you. There are several basic plans, but the most simplistic plan is Medigap Plan A.

This is what you need to know before purchasing Medigap Plan A.

FREE Quote
What Is Medigap?
Some people can’t afford the cost of the out-of-pocket portion that must be paid after receiving Medicare-approved health care services. Medigap plans exist to fill these gaps that are left by Original Medicare. Through Medigap coverage, you can significantly lower the out-of-pocket costs of using your Medicare benefits.

How Does Medigap Work?

  Medigap plans are sold by insurance companies that have been approved by the Medicare program. In order to purchase a Medigap plan, you may be required to provide background information on your medical history to qualify. Though, if you enroll during the Medigap Open Enrollment Period, you cannot be denied Medigap coverage and insurers must offer you the plans at the most affordable rates available.

The Medigap Open Enrollment Period begins on the date your Part B coverage goes into effect. It ends six months later. If you don’t enroll during this period, insurers will be able to use underwriting to charge you higher rates for coverage. Therefore, we suggest that our customers always leverage the Medigap Open Enrollment Period to get Medigap coverage.

Medigap Plan A Coverage

Medigap Plan A is frequently overlooked because it offers fewer benefits than all of the other Medigap plans. Though, there are still some useful benefits featured in this plan.

Through your Medigap Plan A benefits, the following out-of-pocket costs will be paid for:

  • Medicare Part A Coinsurance
  • Medicare Part B Coinsurance and Copayments
  • First 3 Pints of Blood
  • Part A Hospice Care Coinsurance and Copayments

Plan A For People Under Age 65

Normally, people who qualify for Medicare due to disability are unable to enroll in Medigap plans. In many states, Medigap Plan A is the only Medigap plan that is available to people below age 65. If someone who is below age 65 wishes to purchase this Medigap plan, they should expect to spend up to three times the amount people above 65 pay.

Lower Your Health Care Costs With Medigap Plan A

If you are frustrated with the high out-of-pocket costs associated with using your Medicare benefits, take action to lower them today. Simply contact Elite Medicare Advisors to start gathering quotes on Medigap coverage in your area. You can reach us at 1-800-994-0708.

FREE Evaluation of your current plan in less than 5 minutes